NSCAD Pension Plan

The NSCAD pension plan was designed to provide a retirement income to all employees who have met the minimum eligibility requirements.  Once enrolled in the plan you are required to contribute 6% of your earnings, and NSCAD University will contribute an amount equal to 8% of your earnings. 

The plan is a money purchase registered pension plan in which you have a number of investment choices.  There are several options available to assist you in making the right choices for your individual situation. It is highly recommended that you consult with a certified financial planner who will assist you with these decisions. 

Additionally there is a Joint Benefits Committee who is responsible for overseeing the administration of the pension plan, review the design of the plan, and make suggestions for changes to the plan.  Input from employees is welcome and may be communicated through your employee group representative.  If you are not sure as to whom your representative is please speak to our Payroll and Benefits Coordinator or the Director of Human Resources.


Manulife Web Site:


Contact: 1-888-727-7766